Application Checklist

APPLICANT CHECK LIST

This is a list of items needed from you. It may seem like a lot but having all of this in the beginning will make everything go much smoother!

We cannot accept any pictures of documents unless sent through the CamScanner app.

• Clear copy of your Driver’s License
• If you are not a U.S. citizen: copy of U.S. Green Card or other official documentation
• Two or more current, consecutive pay stubs; to equal one full month of pay
• Previous two year’s W-2s and/or 1099s
• Previous two year’s complete Personal Tax Returns with all schedules (and if applicable, complete Business Tax Returns with all schedules)
• If retired, copy of your Social Security Awards letter, 1099’s, and/or Pension Statements
• Two most recent months Bank Statements on all accounts, including all pages (for example 1 of 2, 2 of 2) and pages intentionally left blank by your institution
• Documentation of any large deposits (with copies of cancelled checks)
• Current statement for any investment accounts; 401K’s (with terms of withdraw), stocks, bonds and/or IRA accounts
• Current Mortgage Statement and Insurance Declaration page with yearly premium amount (if applicable)
• Copy of statements for HOA Dues on all properties currently owned (if applicable)
• If you are selling your present residence, supply a copy of the signed contract
• Complete copy of your Divorce Decree, the Final Judgment, and Marital Settlement Agreement (if applicable)
• Copy of Bankruptcy Papers, including Evidence of Discharge (if applicable)
• If applying for a VA loan while on active duty: Statement of Service Letter and Certificate of Eligibility
• If applying for a VA loan and not on active duty: copy of DD214 and Certificate of Eligibility
• For refinances: Copy of the Survey, Homeowner’s Insurance, Owners Title Policy, and Flood Insurance